Total Security Plan

Earning while you save...

Our security membership offers the same benefits as our security plus plan, but with an added bonus. With the addition to having wonderful benefits, you can now earn money by referring more members to us. Earn up to $80 per referral, but weekly and monthly bonuses as member of the total security plan.


Emergency Road Service

Coverage for those unexpected events

For a battery boost, fuel delivery, tire change, lock service, wrecker towing service, call the toll-free number for MCA sign and go service with towing to the nearest servicing facility or call the garage or service station of your choice for reimbursement up to $100.


Arrest Background

For those unfortunate moments when you're in need

Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. ( Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500.) Not required in California.


Bail Bonds

Incredible emergency value when you don't have the cash

MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.


Attorney Fees

Get fast legal representation

Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:


Stolen Vehicle Reward

Helpful feature to help retrieve your automobile

MCA will pay a $5,000 reward for that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.


Credit Card Protection

When being safe isn't enough we have you covered

We will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.



Enjoy our many saving discounts and save hundreds every year

Our discount card is an easy way to help you and your family receive discounts on all of your Prescription, Vision, and Dental needs. You received a unique membership card allowing you to receive up to a 65% discount on prescriptions, up to a 50% discount on vision, and up to a 50% discount on dental procedures.


Emergency Reimbursement

What's better than savings? Getting your money back!

Receive up to $500 emergency cash for Emergency Room or Trauma Center treatment received due to injury in a covered accident. Includes up to $100 in cost for each of the following:


Daily Hospital Benefit

Combine with insurance for the ultimate coverage

$54,750 Hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.


Accidental Death Benefit

In the unforunate event of a loss we're here to help you through it

Your estate will receive $10,000 when you die as a direct result of injuries received in a covered accident. Coverage provided by Individual Assurance Company. See certificate of participation for details.