Hospital/Accidental Benefits

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Automobile accidents can happen to anyone. For the lucky ones who escape unharmed, we offer our Emergency Reimbursement Benefits to help you get back to your life quickly. But what about those members who suffer an untimely death, loss of limbs, or paralysis due to the involvement in an accident? How does your family deal with the unexpected expenses that inevitably come with such an unfortunate situation? If these circumstances occur within 90 days of the accident, we offer compensation of up to $50,000 through Individual Assurance Company to help your family cope with the change of circumstances. Customize your plan to include your spouse and children.



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In the event that you are injured in an accident while you are a covered member of MCA, we offer up to $54,750 in hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident (for up to 365 consecutive days). In addition to this long-term hospital stay compensation, we also offer reimbursement of up to $100 for each of the following medical services:

  • Casts or splints
  • Ambulance dispatch
  • Anesthetics
  • X-Rays
  • Emergency Room fees


We proudly stand behind our customer satisfaction guarantee. If you are unhappy with the experience you have had with one of our provided services, we will review your case and issue you a refund for valid complaints.  As a valued customer, we will never release your information to third-party organizations, and all of your payment details and personal information will always remain safe and securely encrypted with our use of the best available ecommerce secure transaction software. 
All refund requests should be emailed to or faxed to (405) 843-2752

Refunds and Cancellation Policy: You have the right to cancel your membership at any time and for any reason. Full refunds must be requested within 72 hours of when you signed up. Partial refund requests are granted if submitted within 30 days.
To use your legal memberhsip services, simply call: 1-800-288-2889. Available 24 hours a day, 7 days a week.
The free WellCard Health program empowers you to reduce the cost of health care with each use of pharmacies, vision care providers, hearing specialists, prepaid lab test, prepaid imaging test, patient advocacy services and more. If for some reason in the future you no longer retain your membership with TVC or MCA, you can keep the WellCard as our gift to you! For complete information on the WellCard Health program, please visit, click on "Get Started" and enter the Group ID TVCM. You can also download the WellCard Health app on your smart phone and use the same Group ID TVCM. This offer is completely free to you!
If you are a current member in need of further assistance please call member services at: 1-800-288-2889
For associates issues or questions, please visit: 1-866-467-2221

Get all of our amazing services for as low as $9.95/mo